Unlike some travel reward cards with an airline or hotel brand, several Chase credit cards offer extra points for a large number of travel purchases and other routine expenses such as food. Small entrepreneurs can even accumulate extra points for certain types of business expenses, depending on the business card they use. Sign in to your Chase account online or through the free Chase app to purchase more than 350 retailers like Macy`s, H&R Block, Staples and Sephora for extra points with every purchase. Ultimate Rewards points are best used for travel, either for bookings through Chase or by first transferring them to a loyalty program with higher average reward values, for example. B United Airlines MileagePlus (if your card allows transfers of course). We recommend combining a Chase cashback with a Chase Premium Travel Card to ensure that you get more value from each point you deserve when booking your next trip. During the coronavirus lockdown, Chase introduced a compelling new way to cash out points for non-travel related daily expenses. With Chase Pay Yourself Back, you can use Ultimate Rewards to cover grocery store, restaurant, DIY, and charity purchases you`ve made with your Chase Sapphire Preferred- or Chase Sapphire Reserve card. The only way to earn rewards in the Chase Ultimate Rewards ecosystem is to sign up for a Chase credit card that works under this program and use that card. It depends on how you cash it in. If you use them to book trips through Chase – z.B. for rates, hotels, rental cars or cruises, points are worth 1.25 cents each.

If you cash them for cash, they are worth 1 cent per coin. You can also transfer points to a dozen airline and hotel frequent flyer programs. The value you will get depends on how you cash them into these programs. Earn Points: Rewards Program Agreement: For more information about the Chase Sapphire Rewards Program, see the latest Rewards Program Agreement (PDF) Will open in a new window. We will send your Rewards program agreement by email as soon as your account has been created. If you become a Chase online customer, your Rewards program agreement is also available after joining chase.com/ultimaterewards Will open in a new window. To earn points: You earn points for the purchase of products and services, less returns or refunds they made with a Chase Sapphire Preferred credit card from you or an authorized user of the account. In most cases, purchasing products and services with your card is considered a purchase. However, the following types of transactions do not count and do not earn points: credit transfers, cash advances and other cash-like transactions, lottery tickets, casino chips, circuit bets or other similar betting transactions, checks accessing your account, interest, unauthorized or fraudulent fees and charges of any kind, including an annual fee, if applicable. 1 point: You will receive 1 point for every $1 spent. 2 points (“2X points”): you will receive a total of 2 points for every $1 spent on purchases in the Travel or Restaurant Food category (an additional point in addition to the 1 point per $1 earned with each purchase).

3 points (“3X Points”) for Lyft rides through 03/2022: You will receive an additional 3 points for every $1 spent when your card is used for qualifying Lyft products and services purchased through 3/31/2022 via the Lyft mobile app. Qualifying Lyft products and services include classic, shared, lux, or XL rides; bike and scooter rides; and subscriptions and subscriptions. The purchase of gift cards, rental cars, vehicle service centers, miscellaneous fees, and other Lyft products and services is excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You can see “5X” in marketing materials to refer to the 3 points in addition to the 2 points earned when shopping for travel (see above). . . .

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